About Us
About Us
About Kapitus – Our Mission Statement
At Kapitus, our mission is to empower every business to succeed by providing the best financing options – when they need it and how they need it. Whether we are working with a business directly or through a strategic partner, we will work diligently to provide the most convenient, cost- effective and appropriate financing solution for a business’s needs. We promise to keep the best interests of our clients at the center of the financing process by operating with transparency, fairness, and integrity. We will continue to empower small businesses by making educated financial decisions, as we have since our inception in 2006.
2006
Company Founded as Strategic Funding Source.
- 10 Total Employees
- $1.1M Dollars Funded
- 25 Businesses Funded
2008
Built out our customer service department and expanded with offices in Williamsburg, Virginia.
- 27 Total Employees
- $16.7M Dollars Funded
- 434 Businesses Funded
2010
Through a refined underwriting process and a focus on the long-term, the company successfully remained profitable despite the economic recession.
- 54 Total Employees
- $118.5M Dollars Funded
- 2274 Businesses Funded
2012
Received first senior bank line from Capital One, expanding our ability to provide financing to business owners.
- 66 Total Employees
- $260.1M Dollars Funded
- 4,767 Businesses Funded
2014
Received $110 Million Line of Equity from Pine Brook Investment Firm enabling technology enhancements and the ability to deliver more capital to small businesses.
- 114 Total Employees
- $556.9M Dollars Funded
- 9,869 Businesses Funded
2016
Added financing marketplace to assist all businesses in acquiring financing regardless of their unique situation.
- 220 Total Employees
- $1.2B Dollars Funded
- 16,858 Businesses Funded
2018:
Secured first securitization expandable to $500MM.
- 225 Total Employees
- $2B Dollars Funded
- 25,000 Businesses Funded
2021
- 242 Total Employees
- $3B Dollars Funded
- 64,000 Businesses Funded
2022
- 241 Total Employees
- $5B Dollars Funded
- 50,000 Businesses Funded
2006
Company Founded as Strategic Funding Source.
10TOTAL EMPLOYEES$1.1MDOLLARS FUNDED25BUSINESSES FUNDED2008
Built out our customer service department and expanded with offices in Williamsburg, Virginia.
27TOTAL EMPLOYEES$16.7MDOLLARS FUNDED434BUSINESSES FUNDED2010
Through a refined underwriting process and a focus on the long-term, the company successfully remained profitable despite the economic recession.
54TOTAL EMPLOYEES$118.5MDOLLARS FUNDED2,274BUSINESSES FUNDED2012
Received first senior bank line from Capital One, expanding our ability to provide financing to business owners.
66TOTAL EMPLOYEES$260.1MDOLLARS FUNDED4,767BUSINESSES FUNDED2014
Received $110 Million Line of Equity from Pine Brook Investment Firm enabling technology enhancements and the ability to deliver more capital to small businesses.
114TOTAL EMPLOYEES$556.9MDOLLARS FUNDED9,869BUSINESSES FUNDED2016
Added financing marketplace to assist all businesses in acquiring financing regardless of their unique situation.
220TOTAL EMPLOYEES$1.2BDOLLARS FUNDED16,858BUSINESSES FUNDED2018
Secured first securitization expandable to $500MM.
225TOTAL EMPLOYEES$2BDOLLARS FUNDED25,000BUSINESSES FUNDED2021
241TOTAL EMPLOYEES$3BDOLLARS FUNDED64,000BUSINESSES FUNDED2022
241TOTAL EMPLOYEES$5BDOLLARS FUNDED50,000BUSINESSES FUNDED
Meet The Team Leadership
Andy Reiser, CEO
Ben Johnston, Chief Operating Officer
Anthony Rose, Chief Financial Officer
Arun Narayan, Chief Product Officer
Jeff Newman, Chief Risk Officer
Josh Jones, Chief Revenue Officer
Jesse Carlson, Head Counsel
Ella Haman, Chief Technology Officer
Andrew Reiser
Chairman & Chief Executive Officer
Prior to founding Kapitus in 2006, Andy served as the CEO of Arcavista Corporation, a Managing Director of Donald & Co. Securities, Inc., EVP of Fidelco Capital Group, and President of Windsor Group, Inc. He began his career as a CPA with Coopers & Lybrand and Price Waterhouse. He holds a BS from Boston University’s Questrom School of Business.
Ben Johnston
Chief Operating Officer
Ben joined Kapitus in 2014 as Chief Strategy Officer and became COO in January 2017. Prior to joining Kapitus, Ben was a Principal of Pine Brook Partners, a New York-based private equity firm, a Senior Associate at Lightyear Capital and an Analyst in the Office of the Chairman at PaineWebber. He holds a BA from Colby College and an MBA from the University of Michigan’s Ross School of Business.
Anthony Rose
Chief Financial Officer
Anthony joined Kapitus in February of 2018 as CFO. Prior to joining Kapitus, Anthony was Chief Administrative Officer of Dime Community Bancshares, CFO of ISI Group, CFO of the Global Equities Investment Bank at Credit Suisse, VP of Capital and Balance Sheet Strategy and FP&A at JPMorgan Chase, as well as an Equity Research Analyst at JPMorgan Chase. He holds a BA from the University of Wisconsin and an MBA from Columbia University.
Arun Narayan
Chief Product Officer
Arun joined Kapitus in 2015 as Senior Vice President of Risk & Analytics after previously serving as Vice President and Managing Director of Lighting Science Group Corporation, Management Consultant for PRTM, Manager of Discover Financial services and Marketing Manager at Infosys Technologies Ltd. Arun holds an MBA from the University of Michigan Ross School of Business.
Jeff Newman
Chief Risk Officer
Jeffrey joined Kapitus in March 2018 as Chief Risk Officer. Jeffrey has over 25 years of Risk Management experience at Citibank and GE Capital (now known as Synchrony Financial). Prior to joining Kapitus, he was Chief Credit Officer at Citibank’s US Retail Bank for Consumer and Small Business lending. Jeffrey has an MBA from Carnegie Mellon’s Tepper Business School and a BA from Franklin & Marshall College.
Josh Jones
Chief Revenue Officer
Josh Jones joined Kapitus in 2015 when the lending facility he owned and operated was acquired. Josh has a proven track record of successfully establishing, reorganizing, and scaling businesses within FinTech. With over 15 years of experience, he has a specialization in building brands as well as distributing near prime credit products. Josh continues to run sales and marketing for Kapitus, keep up with his workout regiment, surfs or snowboards on the weekend, enjoys a sushi dinner, and loves to spend time with his family.
Jesse Carlson
General Counsel
Jesse is the Senior Vice President and General Counsel of Kapitus. Prior to joining Kapitus in June of 2017, he served as Counsel in the Professional Liability & Financial Crimes Section of the FDIC’s Legal Division and practiced at Williams & Connolly LLP, where he focused on complex financial services, litigation and professional liability litigation. He also served as the Judicial Law Clerk to the Honorable John M. Rogers of the U.S. Court of Appeals for the Sixth Circuit. He received his law degree from the Georgetown University Law Center and his undergraduate degree from Colby College.
Ella Haman
Chief Technology Officer
Ella formally joined Kapitus in October of 2021 as Chief Technology Officer after working with the Kapitus technology team in a senior consultant capacity. As CTO, Ella will spearhead the build-out of next generation technology platforms at Kapitus. Prior to joining Kapitus, Ella was a Lead Consultant at Crosslake Technologies where she oversaw complex, large-scale technology initiatives across a myriad of industries, including Health Care, Financial Services, Retail, and Utilities. She has also held Chief Technology Officer roles at Jama Software, Bynder and BlackLine. Ella has a bachelor’s degree from the University of Minnesota.
See What We’ve Been Up To
With industry experts helping to shape the alternative lending industry, Kapitus is making waves
From being expert resources for the media, to speaking at industry and small business conferences, the Kapitus team is actively shaping and improving the alternative financing industry. Check out what our leadership team has been up to, where you can meet with us in person and the exciting things that have been going on here at Kapitus.

Andrew Reiser
Chairman & Chief Executive Officer
Prior to founding Kapitus in 2006, Andy served as the CEO of Arcavista Corporation, a Managing Director of Donald & Co. Securities, Inc., EVP of Fidelco Capital Group, and President of Windsor Group, Inc. He began his career as a CPA with Coopers & Lybrand and Price Waterhouse. He holds a BS from Boston University’s Questrom School of Business.

Ben Johnston
Chief Operating Officer
Ben joined Kapitus in 2014 as Chief Strategy Officer and became COO in January 2017. Prior to joining Kapitus, Ben was a Principal of Pine Brook Partners, a New York-based private equity firm, a Senior Associate at Lightyear Capital and an Analyst in the Office of the Chairman at PaineWebber. He holds a BA from Colby College and an MBA from the University of Michigan’s Ross School of Business.

Anthony Rose
Chief Financial Officer
Anthony joined Kapitus in February of 2018 as CFO. Prior to joining Kapitus, Anthony was Chief Administrative Officer of Dime Community Bancshares, CFO of ISI Group, CFO of the Global Equities Investment Bank at Credit Suisse, VP of Capital and Balance Sheet Strategy and FP&A at JPMorgan Chase, as well as an Equity Research Analyst at JPMorgan Chase. He holds a BA from the University of Wisconsin and an MBA from Columbia University.

Arun Narayan
Chief Product Officer
Arun joined Kapitus in 2015 as Senior Vice President of Risk & Analytics after previously serving as Vice President and Managing Director of Lighting Science Group Corporation, Management Consultant for PRTM, Manager of Discover Financial services and Marketing Manager at Infosys Technologies Ltd. Arun holds an MBA from the University of Michigan Ross School of Business.

Jeff Newman
Chief Risk Officer
Jeffrey joined Kapitus in March 2018 as Chief Risk Officer. Jeffrey has over 25 years of Risk Management experience at Citibank and GE Capital (now known as Synchrony Financial). Prior to joining Kapitus, he was Chief Credit Officer at Citibank’s US Retail Bank for Consumer and Small Business lending. Jeffrey has an MBA from Carnegie Mellon’s Tepper Business School and a BA from Franklin & Marshall College.

Josh Jones
Chief Revenue Officer
Josh Jones joined Kapitus in 2015 when the lending facility he owned and operated was acquired. Josh has a proven track record of successfully establishing, reorganizing, and scaling businesses within FinTech. With over 15 years of experience, he has a specialization in building brands as well as distributing near prime credit products. Josh continues to run sales and marketing for Kapitus, keep up with his workout regiment, surfs or snowboards on the weekend, enjoys a sushi dinner, and loves to spend time with his family.

Jesse Carlson
General Counsel
Jesse is the Senior Vice President and General Counsel of Kapitus. Prior to joining Kapitus in June of 2017, he served as Counsel in the Professional Liability & Financial Crimes Section of the FDIC’s Legal Division and practiced at Williams & Connolly LLP, where he focused on complex financial services, litigation and professional liability litigation. He also served as the Judicial Law Clerk to the Honorable John M. Rogers of the U.S. Court of Appeals for the Sixth Circuit. He received his law degree from the Georgetown University Law Center and his undergraduate degree from Colby College.

Ella Haman
Chief Technology Officer
Ella formally joined Kapitus in October of 2021 as Chief Technology Officer after working with the Kapitus technology team in a senior consultant capacity. As CTO, Ella will spearhead the build-out of next generation technology platforms at Kapitus. Prior to joining Kapitus, Ella was a Lead Consultant at Crosslake Technologies where she oversaw complex, large-scale technology initiatives across a myriad of industries, including Health Care, Financial Services, Retail, and Utilities. She has also held Chief Technology Officer roles at Jama Software, Bynder and BlackLine. Ella has a bachelor’s degree from the University of Minnesota.
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